Best’s Market Segment Report: AM Best Maintains Negative Outlook on France’s Life Insurance Segment

AMSTERDAM–(BUSINESS WIRE)–#insurance–AM Best is maintaining its outlook on France’s life insurance segment at negative.

In its new Best’s Market Segment Report, “Market Segment Outlook: France Life Insurance”, AM Best notes that the segment’s top line is sensitive to the wider economic conditions due to its concentration in savings business. In addition, the rapid increase in interest rates presents a challenge to the industry’s attractiveness and may depress premium levels over the next year.

However, the report notes the segment has continued to pivot away from its traditional focus on fixed savings products toward lower-risk, capital-light offerings such as unit-linked funds. The relatively rapid shift is remarkable, given French savers’ historically strong preference for low-risk, fixed savings solutions.

To access a complimentary copy of this market segment report, please visit

AM Best is a global credit rating agency, news publisher and data analytics provider specialising in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit

Copyright © 2023 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.


Pierre Tournier
Associate Director, Analytics
+31 20 308 5423

Morgane Hillebrandt
Senior Financial Analyst
+31 20 308 5422

Dr Mathilde Jakobsen
Senior Director, Analytics
+31 20 308 5427

Richard Banks
Director, Industry Research – EMEA
+44 20 7397 0322

Edem Kuenyehia
Director, Market Development & Communications
+44 20 7397 0280

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