Banks such as ING which have received capital injections totalling billions of euros have been given five years to get their finances totally in order, the Volkskrant reports on Wednesday.

European competition commissioner Neelie Kroes wants all banks to draw up a recovery plan which includes information about their shareholdings, policy, cash flows and reward structures.
Kroes has extended the deadline for lessening reliance on state support from three to five years after pressure from other commissioners as well as the Dutch, German and British governments, the paper says.
The Dutch government has set up a €20bn bail-out fund for financial institutions and a €200bn loan guarantee scheme which it hopes will stimulate inter-bank loans.
So far, it has Fortis and ABN Amro Nederland and given cash injections to ING, Aegon and SNS Reaal.