Increase how much couples can borrow to buy a home, says spending institute

Sold sign outside a house.

Family spending institute Nibud is recommending that double income households be allowed to borrow more for a mortgage than they currently are.

At the moment, banks only take 70% of the second salary into account when assessing how much couples can borrow but this should be put up to 80% next year, Nibud says in a new report.

Nibud is also recommending banks give buyers a higher mortgage if they opt for an extremely energy efficient property or pledge to take measures to boost the energy efficiency of a new home.

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