Insurance companies spotted more instances of fraud last year, saving them a combined €99m in wrongful payouts, the Dutch insurers’ association Verbond van Verzekeraars said on Thursday.

This is a rise of nearly €10m on 2013.

Most fraud related to cars, motorbikes and mopeds, in particular reports that the vehicle had been stolen or damaged in an accident, the association said.

Despite the increase in detection rates, insurance companies actually started fewer investigations into potential fraud, the association says. This means investment in fraud detection made in 2013 is now paying off.

Last year, insurers looked into 20,000 potentially false claims, a drop of 15% on 2013.