Dutch banks are running little risk with the loans currently on their books, the European Banking Authority said on Tuesday.
ING, Rabobank, ABN Amro and SNS Reaal have a modest amount in outstanding bad mortgage loans and very few outstanding loans in countries with a weak economy, website nu.nl quotes the EBA as saying.
The EBA demands a capital ratio of 9%. ING has a ratio of 11.8% and Raboban 12.9% while nationalised banks ABN Amro (13.3%) and SNS Reaal (12.2%) also make the grade.
The average credit ratio of the 64 banks in the eurozone is 11.7%.
The EBA report comes ahead of a stress test scheduled for 2014, ahead of the European Central Bank taking over supervision of the banking sector.