Almost everyone, with the exception of poor pensioners and single parent families in work, will have less to spend this year, according to calculations by family budget institute Nibud.

On average, people will have €13 a month less to spend, largely due to inflation, Nibud said.
Spending power will fall between 0.25% and 1% despite an average 3.25% increase in wages.
The sharp increase in food and petrol prices means many people will feel the fall in spending power directly in their pockets, Nibud said.