So, you’ve lived in the Netherlands long enough to know that you plan to stay. Now it is time to get out of that rental apartment and buy a place of your own and really become a local. But how much do you really know about the process? Take our quiz and find out.
You’ve decided to take the plunge and become a home owner. It should be pretty simple, right? Here’s 12 key questions to help you find out everything you don’t know about how to buy a house.
1 You’ve got a great job which pays you €60,000 a year but you’ve only got a one-year contract and your partner is a freelancer. Can you still get a mortgage?
2 You want to buy a neat little apartment which is priced at €350,000 and you’ve got around €20,000 in savings. Can you borrow enough to buy the property, pay all the bills and put in a new bathroom?
3 You’ve been to look at a great place but you are not sure about the sloping floor in the bedroom. Does the selling agent have to tell you what the problem is?
4 The selling agent tells you that the ownership association (VVE) in your building is not very active and that the fees are only €50 a month. Should you be worried?
5 To help pay the bills, you plan to rent out one of the two bedrooms in your new flat to a friend. Is that allowed?
6 To help pay the bills, you plan to rent out your flat via Airbnb when you go on holiday. Do you have to tell anyone?
7 What does a notary do, and do you have to use one?
8 You and your partner are from different countries but neither of you are Dutch. If one of you, heaven forbid, were to die, what would happen to your dream home? Added complication, you’ve got children.
9 You are planning to buy a property which you’ve been told is a monument. But will you be able to put in a new, bigger window in your bedroom?
10 You’d like to extend your downstairs sitting room into the garden a little and create a sun lounge. Will you need a special building permit to build it, and to get rid of that tree which is in the way?
11 Your Aunt Margaret left you a fantastic and rather valuable dining room table in her will. You want to bring it over to the Netherlands. What should you do
12 And how will you get that table into your third-floor flat?
If you still think buying a house in the Netherlands is as easy as falling off a bike, you won’t need any more advice from us.
But if you’d like to quiz the experts, come to the How to Buy a House event at the Vondelkerk in Amsterdam on Saturday, March 24. A mortgage advisor, a notary, an estate agent, a builder, an interior designer and an international moving company will all be on hand so you can get the answers directly from the experts.
And if you do complete the quiz, you could win a great prize as well.