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CZ, VGZ cut cost of basic health insurance by a fraction

Thursday 08 November 2012

Health insurance giant CZ said on Thursday it is cutting the cost of its basic health insurance policy by €2.20 a month to €105.60.

CZ, which has 3.4 million policy holders, is freezing the cost of its top-up policies and introducing a new ‘internet only’ basic policy costing €101.90 a month.

VGZ also said it is cutting its basic fee by €0.30 a month to €107.95.

Market leader Achmea said earlier this week it is freezing its basic policy premium while Menzis generated much criticism after saying it would cut its price by €0.50 a month.

All health insurers are due to publish their 2013 fees by mid-November, the start of a six-week window during which people can switch to a new company.

Health cover will cost more next year, however. The government-determined own-risk element is rising from €220 to €350 per person.

The new government plans to make health insurance premiums income-dependent from 2014.

RTL's overview of the cost of basic health insurance.

Are you planning to switch insurer? Tell us why, using the comment box below.

© DutchNews.nl

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Readers' comments (4)

In this crisis, can only go for the cheapest one. The 'own risk' is such a lousy idea. I have pain everywhere but will try to postpone going to see a doctor until I really bleed.

By ufo | November 8, 2012 9:25 AM

This year I paid €33, for my annual continual travel insurance as I have made no claim.

The own risk element is a con.. it means that you are under-insured!

I might consider Belgium or Germany :)

By The visitor | November 8, 2012 3:51 PM

Those who have already released their pricing information for next year may not be raising their cost for the basic package but they're shaving up to 20% off what was covered for dental in 2011. In other words, same cost to customer, you get 20% less service (have to pay yourself in the form of a deductible) and this before the actual PRICES for dental work has been released. Interesting... inside information leaked to the insurance companies already?

By Michael | November 8, 2012 6:40 PM

Yes will probably switch and drop all or just of the extra insurances. At this rate you're better off paying for the service yourself as you can still deduce those medical expenses with your taxes (unless the gov't is planning to scrap that very nice "perk" as well?).

By Michael | November 8, 2012 6:42 PM

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