Banks with a high risk profile will soon have to contribute more than other banks to the new banking guarantee fund to refund savers in the case of bankruptcy.

At the moment if a bank collapses, the other banks have to refund savers according to their share of the savings market. The current limit is €100,000.
The finance ministry is currently developing a new guarantee fund, which should represent 1% of the total savings held in Dutch banks within 10 years.
Savings
In order to build up the fund, banks will pay a quarterly contribution equivalent to at least 0.025% of the savings under their management.
But banks will also pay an extra fee of up to 0.025% depending on their risk profile. The size of the extra contribution will be calculated by the central bank.
When Icelandic bank Icesave collapsed, non-listed Rabobank was angry that it was forced to carry much of the cost of refunding savers when the government upped the guarantee limit to €100,000.