Wednesday 19 February 2020

Increase how much couples can borrow to buy a home, says spending institute


Family spending institute Nibud is recommending that double income households be allowed to borrow more for a mortgage than they currently are.

At the moment, banks only take 70% of the second salary into account when assessing how much couples can borrow but this should be put up to 80% next year, Nibud says in a new report.

Nibud is also recommending banks give buyers a higher mortgage if they opt for an extremely energy efficient property or pledge to take measures to boost the energy efficiency of a new home. has been free for 13 years, but now we are asking our readers to help. Your donation will enable us to keep providing you with fair and accurate news and features about all things Dutch.
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