Mortgage providers are experiencing an end-of-year rush as house buyers rush to beat changes in the rules, RTL news reports on Wednesday.

The broadcaster says buyers are keen to avoid new rules which restrict mortgage tax relief to annuity, or repayment mortgage, from January 1.
This means from next year new home buyers will not be able to deduct the cost of interest from tax on other sorts of mortgages, such as investment-based products, adding hundreds of euros to their monthly bill.
In order to escape the new rules, home buyers must have signed a provisional purchase contract and have an approved mortgage request from a bank, the broadcaster says.
Bas Millenaar, owner of the Hypotheker mortgage advisory group, says first-time buyers will be hard hit by the new rules. ‘The rules are pressuring people’s willingness to buy,’ he told the broadcaster.
The new government is also planning to reduce the maximum tax discount on mortgages by 0.5% a year from 2014.
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