VGZ is poised to become the first health insurance company to offer policy holders a no-claims bonus if they don’t make a claim on some policies.

The no-claims bonus can mount up to 40% over four years and only applies to top-up insurance policies such as extra physiotherapy and dental services. Nevertheless, policyholders who do not make a claim can cut a maximum €20 a month from their bills, VGZ says.
The actual premiums will be published next month.
Competition
On Monday, health insurer Menzis generated widespread derision after announcing the premium on its basic healthcare package will go down 50 cents a month next year.
The annual window for changing health insurance company comes at the end of the year, prompting insurers to publish their rates and special offers from the end October ownwards in an effort to attract new customers.
Some 4% of people shift insurance company every year.
Would a no-claims bonus encourage you to switch healthcare insurer? Have your say using the comment box below.